If I could imagine a 1916-S Mercury Dime that had everything it need to hit the AU grade category except enough luster I would be thinking of this coin. It literally has everything it need for AU: sharp strike, attractive patina, minimal amount of contact marks, everything except it just does not have enough luster. No kidding about the XF-45 with the "+" after number. This coin will look better than most AU-50s you will see.
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