This 1955 Franklin Half Dollar certainly has the luster to make full gem and it would otherwise be save for the noticeable contact marks on Franklin's cheek and on the left side of the bell. The bell lines themselves look full to the naked eyes but when you loupe them they are not. There is a group of six to eight mostly vertical marks that interrupt the top set of bell lines. All the marks are so light that this coin deserves a Near FBL designation. In fact, if PCGS were grading this coin they might designate it as FBL because they judge that criteria sollely by the bottom set of bell lines. (Stock 50c1955164 010310XX)