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Welcome to my online coin shop! Thank you very much for your immediate payment and no problem transaction on this 1966 (Business Strike) MS-65 (GEM) FULL TORCH Roosevelt Dime. Glad to help you add this very difficult to find extremely scarce to rare coin to your FDR set. This is one of the toughest early clad dates to find in full GEM with a FULL TORCH (full separated horizontal AND vertical bands with no visible contact marks on the entire torch). Glad to send this beauty your way. I am looking forward to future business from you!